Equipment
And Asset Finance
At Azura Finance, our goal is to assist you in finding the ideal car loan for your needs.
At Azura Finance, our goal is to assist you in finding the ideal car loan for your needs. Are you looking to purchase a new car or finance equipment for your business, our experienced team of brokers are looking forward to helping you get the best equipment loan or car loan rate.
We understand that obtaining a car loan or equipment loan can be a complex process with a few factors to consider, such as interest rate, loan term, and repayment options. Our brokers will work with you to find the best loan solution and answer any questions you may have, making the process of financing a car as seamless and stress-free as possible.
What is an Equipment Loan?
A type of financing commonly known as a goods loan involves a business purchasing and owning equipment outright while making regular repayments to the lender. The loan is secured against the equipment, providing the lender with collateral in the event of default. This arrangement allows businesses to access the equipment they need without having to make an upfront payment, while also spreading the cost over time. By making regular payments on the loan, businesses can gradually build equity in the equipment and ultimately own it outright. This type of financing can be particularly useful for businesses that require expensive equipment or machinery to operate but may not have the funds available to purchase it outright.
What can I use my Equipment Loan for?
Equipment finance is a financing method that allows businesses to acquire expensive equipment without incurring the significant upfront costs associated with outright purchase. Instead, businesses can essentially rent or lease the equipment for a set period of the contract, making regular payments over time.
This type of finance can be used to acquire a range of assets, such as machinery, business cars, IT equipment, and other business assets that might be eligible. It is important to note that this financing method is typically not suitable for covering trade and operating expenses or property costs.
Business Vehicle and Equipment finance rates in Australia
The interest rates and repayment terms of a finance agreement can vary depending on an array of reasons. Two such factors that can affect these terms are the type and age of the asset being purchased, as well as the term or duration of the equipment loan. In general, newer and more valuable assets may come with lower interest rates, while longer-term equipment finance agreements may involve lower monthly repayments but higher overall interest charges. As such, it is important for borrowers to carefully consider their specific needs and financial situation when choosing an equipment loan, taking into account all relevant factors that may impact the total cost of borrowing. At Azura Financial, our brokers can assist you in finding the best interest rate and most suitable depending on your financial situation for your equipment loan or car loan.
Contact Us
Interested in securing the best rates possible or need some expert advice to help you through the loan process?
Please send us an email or give us a call at any time, our team of experts are happy to help.
Tom and the team at Azura are brilliant – pro-active, responsive, always great to deal with. Wouldn’t contemplate working with anyone else. 5 stars.
Elia has been our broker for more than 5 years. Very easy to work with, no pressure, clear easy to follow instructions and even supported us to when we found a better rate on own too. Many thanks Elia.
Max and his team were fantastic. Explained everything clearly at every step of the way and always had time for my questions. Will absolutely be using Azura again in the future and would happily recommend anyone!
Tom and the team at Azura are brilliant – pro-active, responsive, always great to deal with. Wouldn’t contemplate working with anyone else. 5 stars.
Tom and the team are really amazing! They negotiated a much better rate than the bank was offering and has saved us thousands. They are located in Double Bay and are probably used to dealing with mortgages way bigger than ours but I never once felt like I was a lower priority. It was a really fantastic experience during a pretty stressful time.
I highly recommend Azura Financial. Tom, Felix and Jay made the financial process of buying a property super easy and seamless. They negotiated a competitive rate for me and completed my settlement paperwork really quickly! Will gladly work with them again in the future.
Have been using Azura Financial nearly 3 years, recently they helped us refinanced our property for further investment purpose. I’d recommend it to my friends, not only about the competitive interest rate, but also about their outstanding services. Especially one of their client managers who provided us an excellent finance solution and followed our case end to end.
I am a buyers agent and have referred to Max from Azura Finance many times. It was actually great to be on the other side and have him help me with my mortgages. We had a very complex set up which Max patiently explained in detail. Great communication and responsiveness and I’ve also saved thousands p/a on my 4 loans. Thanks Max I appreciate all your hard work!
Tom and his team have their finger on the pulse when it comes to everything finance. They are always one step ahead and keep on top of my finances so I don’t have to. His team offer a premium service and are very efficient. Couldn’t recommend more highly.